Most Flood Damages are from natural disasters.
To minimize your losses it is good to check always the area of your Property in case you need to purchase additional coverage.
Ask your Insurance Company about flood insurance and if you qualify for it.
It is always best to have additional coverage if your home or facility is in in a Flood Prone Area.
Remember that water which comes from outside of your home mostly are not covered by your regular home insurance policy. It is always best to read and understand your policy.
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